A clear risk picture for every U.S. life & annuity carrier.
Independent, forensic-grade reports that surface what statutory filings disclose but bury — affiliated investments, captive reinsurance, and less-liquid assets.
DDRA risk score
Higher-risk assets plus affiliated reinsurance, measured against the carrier's reported surplus.
Asset & reinsurance breakdown
The less-liquid holdings and affiliated exposures that are hardest to find in a statutory filing.
Built on sworn statutory filings
Every figure traces back to the carrier's own sworn annual statement — nothing modeled.